Quoting helps advisors narrow the options. Illustrations help them understand how a product is designed to perform over time. Zinnia connects those decisions to the next step, so selected case data can keep moving instead of being entered again when the application begins.
Quotes and illustrations are often grouped together because they sit next to each other in the sales process. They are not interchangeable. The buyer should be able to see which job each capability performs and how the handoff works when a case moves forward.
LIFE INSURANCE QUOTING
Compare term and guaranteed universal life products side by side with the detail an advisor needs to evaluate the options.
ANNUITY RATE COMPARISON
Compare current annuity rates and product information across fixed, indexed, and variable annuities.
ILLUSTRATIONS
Run multi-carrier illustrations using carrier-approved illustration logic from shared case data and carry the result into life order entry.
Compare the platforms on product depth, carrier-approved outputs, data quality, and what happens after selection.
Can users compare the details that actually matter to the choice, not only the headline premium or rate?
How many carriers and products can run through a consistent workflow? Look at whether outputs follow each carrier’s approved illustration formats, advanced case design, and the burden of maintaining separate carrier tools.
What happens after a product is selected or an illustration is complete? Reusing client and case data prevents the application process from starting over.
BGAs, IMOs, broker-dealers, carriers, and advisor platforms need different permissions, integrations, and levels of control. The platform has to fit the operating model.
The process should move from client context to comparison, illustration, application, and underwriting without rebuilding the case at each step. VitalQuote can hand client data directly into WinFlex. WinFlex can then carry illustration data into LifeSpeed for life insurance order entry.
Client and household context assembled before any product comparison starts.
Term, GUL, and annuity options narrowed with the detail an advisor needs to evaluate the options.
Multi-carrier illustrations run from shared case data rather than separate carrier tools.
Selected case and illustration data moves into the application instead of being entered again.
Completed application data continues into underwriting and case orchestration.
Carry selected case and illustration data into the application workflow.
Bring producer, client, household, and opportunity context into the sales process.
Move completed life application data from order entry into underwriting and case orchestration.
Zinnia connects life quoting, annuity rate comparison, multi-carrier illustrations, and application workflows so the case can keep moving after a recommendation is made.
Related insights
In a feature for InsuranceNewsNet, Zinnia CEO George Esposito shares his vision for how AI is transforming annuity distribution, turning wealth advisors into informed retirement experts while building consumer trust through transparency.
Read moreJanuary 16, 2025A Blueprint for Modernization in Insurance Let’s face it: the traditional insurance distribution model is undergoing seismic changes. Independent channels..
Read more