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ZAHARA

Next gen policy admin system.

Designed to launch products faster and operate at scale.

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Results snapshot.

0%Faster time to market

Zahara can compress your time by up to half.

Over0%In-good-order rate

New business transactions fast-tracked through digital processing.

Designed to enable near-instant

straight-through processing for new business.

Automates the entire policy lifecycle.

The system of record provides real-time access to policy information, self-service transaction capabilities, and streamlined operations through a single, intuitive interface. It can function as both a standalone UI and a headless API, integrating with existing policy administration systems without requiring full system replacements.

Zahara policy administration interface showing rate details and product configuration

Core components.

Pre-configured insurance chassis

Enables faster product launches while maintaining flexibility.

Multi-purpose calculation engine

Powers new business quoting, illustrations, and in-force administration with single setup.

Distributed ledger

Single source of truth for all transactions, eliminating manual reconciliation with instant, traceable, and auditable records.

Rapid testing

Delivers rapid product testing and policy lifecycle management, enabling faster launches that meet market and regulatory demands.

Cloud-native architecture

Seamlessly integrates with partners and legacy systems through flexible, modern Enterprise APIs.

Real-time event processing

Processes updates, service requests, and policy changes instantly, minimizing friction and latency.

Why industry-leading carriers choose Zahara.

Smart contract innovation

Distributed ledger technology with immutable audit trails provides enhanced transparency and compliance capabilities not available in traditional policy management systems.

Real-time processing capability

Digital event processing enables immediate policy updates and real-time lifecycle management, improving operational efficiency and customer experience.

Accelerated time-to-market

Pre-built templates and customizable product builders across a wide range of products significantly reduce product development cycles compared to traditional platform implementations.

Modern scalable architecture

Cloud-based platform with parallel processing capabilities supports enterprise scale while maintaining performance and reliability.

Embedded compliance

Incorporates firm-specific and regulatory requirements directly into the transaction process with automated suitability validation, document generation, and audit trails.

Enhanced agent experience

Built to be simple and responsive, making it easy for agents to quote, submit, and track annuity business across carriers with pre-fill capabilities and guided workflows.

Related content

Policy Administration & Modernization

Guides & Playbooks

View all guides
Playbook

Move your policy conversion plan forward

This playbook gives individual life and annuity leaders a practical guide to policy administration modernization: understand your policy data, choose a conversion path, and plan the move through post-launch support.

View resource →
Playbook

Build the RILA launch capability—not just the first product

This playbook gives carriers a practical framework for building the manufacturing capability behind repeatable RILA launches—from hedging and registration through valuation and distribution.

View resource →

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