Pre-configured insurance chassis
Enables faster product launches while maintaining flexibility.
ZAHARA
Next gen policy admin system.
Designed to launch products faster and operate at scale.
Results snapshot.
0%Faster time to market
Zahara can compress your time by up to half.
Over0%In-good-order rate
New business transactions fast-tracked through digital processing.
Designed to enable near-instant
straight-through processing for new business.
Automates the entire policy lifecycle.
The system of record provides real-time access to policy information, self-service transaction capabilities, and streamlined operations through a single, intuitive interface. It can function as both a standalone UI and a headless API, integrating with existing policy administration systems without requiring full system replacements.
Core components.
Multi-purpose calculation engine
Powers new business quoting, illustrations, and in-force administration with single setup.
Distributed ledger
Single source of truth for all transactions, eliminating manual reconciliation with instant, traceable, and auditable records.
Rapid testing
Delivers rapid product testing and policy lifecycle management, enabling faster launches that meet market and regulatory demands.
Cloud-native architecture
Seamlessly integrates with partners and legacy systems through flexible, modern Enterprise APIs.
Real-time event processing
Processes updates, service requests, and policy changes instantly, minimizing friction and latency.
Why industry-leading carriers choose Zahara.
Smart contract innovation
Distributed ledger technology with immutable audit trails provides enhanced transparency and compliance capabilities not available in traditional policy management systems.
Real-time processing capability
Digital event processing enables immediate policy updates and real-time lifecycle management, improving operational efficiency and customer experience.
Accelerated time-to-market
Pre-built templates and customizable product builders across a wide range of products significantly reduce product development cycles compared to traditional platform implementations.
Modern scalable architecture
Cloud-based platform with parallel processing capabilities supports enterprise scale while maintaining performance and reliability.
Embedded compliance
Incorporates firm-specific and regulatory requirements directly into the transaction process with automated suitability validation, document generation, and audit trails.
Enhanced agent experience
Built to be simple and responsive, making it easy for agents to quote, submit, and track annuity business across carriers with pre-fill capabilities and guided workflows.
Related content
Policy Administration & Modernization
Guides & Playbooks
View all guides
Playbook
Build the RILA launch capability—not just the first product
This playbook gives carriers a practical framework for building the manufacturing capability behind repeatable RILA launches—from hedging and registration through valuation and distribution.
View resource →
Playbook
Build an IUL launch machine
This playbook gives carriers a repeatable process for launching, repricing, and updating IUL products while keeping illustrations aligned with the filed contract.
View resource →Insights
See all Policy Admin insightsApril 29, 2026
Washington Is Putting Guaranteed Income on the Kitchen Table
Federal policy is creating favorable conditions for guaranteed income — pushing it into everyday consumer conversation and opening even greater opportunity for FIAs. The carriers who have modern infrastructure ready will capture the demand.
Read moreJanuary 2, 2026What to Expect for Individual Annuity Design in 2026
In a roundup for Life Annuity Specialist, Zinnia CEO George Esposito shares his outlook on annuity product design trends for 2026, highlighting the industry shift toward simpler, protection-focused products as millions of Americans enter retirement.
Read moreNovember 27, 2025The Role of AI in Securing Insurance Data and Cloud Security
In an expert opinion piece for CXO Today, Zinnia India CTO Pawan Choudhary explores how AI and cloud computing are reshaping cybersecurity in the insurance sector, from real-time threat detection to blockchain-based policy records.
Read morePodcasts
See all Policy Admin episodes
September 17, 2026 · Product Updates
Zinnia Launches Whole Life Chassis on Zahara, Built for Final Expense Volume
Zinnia adds a whole life chassis to Zahara, giving carriers a path to configure and launch whole life products in as few as three months.
Read more →
July 27, 2026 · Partnerships
Zinnia and Kuvare Deepen Partnership as Carriers Demand Faster, Smarter Technology
Expanded adoption of Zahara and Zinnia Live demonstrates how carriers can move faster and operate smarter on a connected technology ecosystem.
Read more →Show me the platform in action.
Let's simplify the future of insurance together.
