Insights
Policy Administration & Modernization
The system of record over the long life of a product — configuration, transaction integrity, connectivity, and the path from legacy to target state.

Washington Is Putting Guaranteed Income on the Kitchen Table
Federal policy is creating favorable conditions for guaranteed income — pushing it into everyday consumer conversation and opening even greater opportunity for FIAs. The carriers who have modern infrastructure ready will capture the demand.
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What to Expect for Individual Annuity Design in 2026
In a roundup for Life Annuity Specialist, Zinnia CEO George Esposito shares his outlook on annuity product design trends for 2026, highlighting the industry shift toward simpler, protection-focused products as millions of Americans enter retirement.
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The Role of AI in Securing Insurance Data and Cloud Security
In an expert opinion piece for CXO Today, Zinnia India CTO Pawan Choudhary explores how AI and cloud computing are reshaping cybersecurity in the insurance sector, from real-time threat detection to blockchain-based policy records.
Read moreThe Data Advantage
Remember when product development was driven by gut feelings and historical experience? Today's insurance leaders are leveraging sophisticated data analytics...
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The Digital Demand
Remember when insurance customers were content to wait? When “4-6 weeks for processing” was an acceptable response? Those days are gone forever.
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Rewiring Insurance: Zinnia's Vision for Blockchain, AI, and APIs
In a revealing interview with CXO Today, Josh Everett, CEO of Zinnia India, outlined how emerging technologies are fundamentally reshaping insurance infrastructure. Learn about Zinnia's strategic approach to integrating blockchain, artificial intelligence, and API-first architecture.
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The Great Rewiring
The Great Rewiring How Technology and Infrastructure Are Transforming the Insurance Industry By George Esposito My professional journey began in..
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Why Speed to Market Is Make-or-Break for Insurance Product Development in 2025
Accelerate or Evaporate: Remember when launching a new insurance product in 12-18 months was acceptable? Those days are gone. In..
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The Building Block Principle: Why Headless Infrastructure Changes What Carriers and Distributors Can Build
Zinnia's headless architecture exposes seven core insurance functions as composable APIs — lead submission, illustration, suitability, digital application, document generation, submission, and in-force servicing. Each works independently. Each connects to the next. What gets built with them is up to you.
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The Insurance Platform Imperative
At Insurtech on the Silicon Prairie, Zinnia CEO George Esposito makes the case for why traditional TPAs must transform into modern platforms or face obsolescence. Watch his talk on how AI is making previously uneconomical infrastructure upgrades viable.
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Navigate the Future of Insurance
In today’s rapidly evolving insurance landscape, digital transformation isn’t merely an option—it’s the difference between market leadership and obsolescence. As..
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