Insights

Regulation & Compliance

Regulators, standards bodies, and compliance obligations that shape how products are illustrated, sold, and administered.

Policy Administration & Modernization

April 29, 2026

Washington Is Putting Guaranteed Income on the Kitchen Table

Federal policy is creating favorable conditions for guaranteed income — pushing it into everyday consumer conversation and opening even greater opportunity for FIAs. The carriers who have modern infrastructure ready will capture the demand.

Inforce Servicing & Customer Experience

March 13, 2026

Building the Standards That Will Power the Next Decade of Annuity Connectivity

This year, a group of forward-looking carriers will onboard to Zinnia inforce servicing technology, powered by Zinnia Live, using new IRI-approved REST/JSON messaging standards — bypassing legacy XML entirely. Zinnia holds a seat on the IRI Messaging Standards Governance Committee and is helping co-author the standards that will shape how the industry operates for decades.