Insights
Retirement Income & Product Design
Annuity and life product design, guaranteed income, and the policy and demographic forces shaping demand.

Policy Administration & Modernization
April 29, 2026
Washington Is Putting Guaranteed Income on the Kitchen Table
Federal policy is creating favorable conditions for guaranteed income — pushing it into everyday consumer conversation and opening even greater opportunity for FIAs. The carriers who have modern infrastructure ready will capture the demand.
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Policy Administration & Modernization
January 2, 2026
What to Expect for Individual Annuity Design in 2026
In a roundup for Life Annuity Specialist, Zinnia CEO George Esposito shares his outlook on annuity product design trends for 2026, highlighting the industry shift toward simpler, protection-focused products as millions of Americans enter retirement.
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