![Zinnia Open%E2%80%BAConsumer](https://zinnia.com/wp-content/uploads/2023/03/Zinnia_Open%E2%80%BAConsumer.png)
Reinventing the Digital Experience People Want, When and How They Want It
The Zinnia Open›Consumer Experience strengthens relationships by going above and beyond consumers’ expectations no matter how they connect.
![consumer hero](https://zinnia.com/wp-content/uploads/2023/02/consumer-hero.png)
![consumer hero](https://zinnia.com/wp-content/uploads/2023/02/consumer-hero.png)
Strengthen Relationships with the
Open>Consumer Experience
Seamless Onboarding
Fulfill consumer demand in real-time with instant quotes and needs analysis, a faster and intuitive application process, and the ability to work with or without advisor assistance.
Self-Service Portal
24/7 access empowers consumers to make policy adjustments, change beneficiaries, update addresses, take loans and make withdrawals, schedule appointments, and save and track applications from any device.
Engagement & Loyalty
Build deeper relationships through a wellness rewards program that encourages consumers to set goals and get trusted advice for navigating life’s challenges.
![insurer origination](https://zinnia.com/wp-content/uploads/2023/02/insurer-origination.png)
![Zinnia Open%E2%80%BAConsumer](https://zinnia.com/wp-content/uploads/2023/03/Zinnia_Open%E2%80%BAConsumer.png)
Make Valuable Financial Products Easier to Understand, Buy, and Manage
Create the personalized journey consumers are demanding by combining relevant content about life and annuity products with a more intuitive buying experience, a simple account management portal, and on-going wellness education.
![consumer leaves](https://zinnia.com/wp-content/uploads/2023/02/consumer-leaves-1024x971.png)
I earn rewards while learning valuable new things, including managing my money and my health. For example, eating right to live longer.
Customer Engagement User