Topic
Policy Administration & Modernization
The system of record over the long life of a product — configuration, transaction integrity, connectivity, and the path from legacy to target state.
Insights
All insightsZinnia Named to the 2026 InsurTech100
Zinnia has been named to FinTech Global's 2026 InsurTech100, the ninth annual list of the world's most innovative InsurTech companies.
Read moreApril 29, 2026Washington Is Putting Guaranteed Income on the Kitchen Table
Federal policy is creating favorable conditions for guaranteed income — pushing it into everyday consumer conversation and opening even greater opportunity for FIAs. The carriers who have modern infrastructure ready will capture the demand.
Read moreJanuary 2, 2026What to Expect for Individual Annuity Design in 2026
In a roundup for Life Annuity Specialist, Zinnia CEO George Esposito shares his outlook on annuity product design trends for 2026, highlighting the industry shift toward simpler, protection-focused products as millions of Americans enter retirement.
Read moreNovember 27, 2025The Role of AI in Securing Insurance Data and Cloud Security
In an expert opinion piece for CXO Today, Zinnia India CTO Pawan Choudhary explores how AI and cloud computing are reshaping cybersecurity in the insurance sector, from real-time threat detection to blockchain-based policy records.
Read moreSeptember 8, 2025The Data Advantage
Remember when product development was driven by gut feelings and historical experience? Today's insurance leaders are leveraging sophisticated data analytics...
Read moreJuly 31, 2025The Digital Demand
Remember when insurance customers were content to wait? When “4-6 weeks for processing” was an acceptable response? Those days are gone forever.
Read moreJuly 1, 2025Rewiring Insurance: Zinnia's Vision for Blockchain, AI, and APIs
In a revealing interview with CXO Today, Josh Everett, CEO of Zinnia India, outlined how emerging technologies are fundamentally reshaping insurance infrastructure. Learn about Zinnia's strategic approach to integrating blockchain, artificial intelligence, and API-first architecture.
Read moreJune 30, 2025The Great Rewiring
The Great Rewiring How Technology and Infrastructure Are Transforming the Insurance Industry By George Esposito My professional journey began in..
Read moreFebruary 14, 2025Why Speed to Market Is Make-or-Break for Insurance Product Development in 2025
Accelerate or Evaporate: Remember when launching a new insurance product in 12-18 months was acceptable? Those days are gone. In..
Read moreJuly 14, 2026The Building Block Principle: Why Headless Infrastructure Changes What Carriers and Distributors Can Build
Zinnia's headless architecture exposes seven core insurance functions as composable APIs — lead submission, illustration, suitability, digital application, document generation, submission, and in-force servicing. Each works independently. Each connects to the next. What gets built with them is up to you.
Read moreNovember 5, 2025The Insurance Platform Imperative
At Insurtech on the Silicon Prairie, Zinnia CEO George Esposito makes the case for why traditional TPAs must transform into modern platforms or face obsolescence. Watch his talk on how AI is making previously uneconomical infrastructure upgrades viable.
Read moreJanuary 16, 2025Navigate the Future of Insurance
In today’s rapidly evolving insurance landscape, digital transformation isn’t merely an option—it’s the difference between market leadership and obsolescence. As..
Read morePodcasts
All episodes
Closing the Coverage Gap: Live from LIMRA Annual 2026
A special collaboration with Nasdaq and LIMRA, recorded live at LIMRA Annual 2026. Paul Tyler, Nasdaq's James Caparosa, and LIMRA and LOMA CEO Dave Levenson trace the protection gap from end to end with six industry leaders. Ameritas CEO Bob Jurgensmeier says buyers know they need coverage, but nobody asks them. Integrity's Tom Dempsey and Simplicity's Scott Truka target friction in the buying process. Rob TeKolste of Sammons, John Hancock CIO Kartik Sakthivel, and Peak Altitude's Chris Blunt cover rising expectations, legacy systems, and middle-market product.
Listen →
We Didn't Rewrite the Insurance Code for Excel: Commissioner Jon Godfread on Regulating AI
North Dakota Insurance Commissioner Jon Godfread, who helped shape the NAIC's approach to AI almost by accident, explains why regulators favor principles, governance, and exams over prescriptive new laws. He describes the AI exam pilots now running in twelve states, consumers filing chatbot-drafted complaints that cite the wrong statutes, and why regulators now build their websites for AI agents. He closes with blunt advice for carriers: get moving, start with low-risk back-office work, and talk to your regulator before you launch.
Listen →
A Significant Unmet Need — But No Unmet Demand: Dennis Martin on Why Life Insurance Still Has to Be Sold
Dennis Martin — President of Individual Life and Financial Services at OneAmerica Financial, an actuary who entered the industry in 1991 and has led OneAmerica's life and long-term care businesses since 2018 — dismantles the industry's favorite statistic in one sentence: the trillion-dollar coverage gap is a significant unmet need, but there is no unmet demand. Life insurance demand is generated, not natural, and it is generated by producers — the resource in shortest supply for twenty years. From there he traces the pandemic's role as "the ultimate accelerator," draws the line between going electronic and going truly digital, makes the contrarian demographic case for long-term care, and argues that unless you are Anthropic or OpenAI, AI is not your business — it's fuel for your business.
Listen →
Building an Insurance Company from Scratch
Michelle Gordon, COO of Axonic Insurance, reveals how a startup grew to $2.1B in issued annuities in its first year — with its own cloud-built policy admin system and 125 employees. Plus, her passionate case for why the SEC's 1987 ruling on financial planning is harming American retirees and the insurance industry alike.
Listen →News
All news
Zinnia Launches Whole Life Chassis on Zahara, Built for Final Expense Volume
Zinnia adds a whole life chassis to Zahara, giving carriers a path to configure and launch whole life products in as few as three months.
Read more →
Zinnia and Kuvare Deepen Partnership as Carriers Demand Faster, Smarter Technology
Expanded adoption of Zahara and Zinnia Live demonstrates how carriers can move faster and operate smarter on a connected technology ecosystem.
Read more →
Zinnia and Carriers Partner to Drive Annuity Innovation as Annuity Market Hits New Highs
Zinnia's platform accelerates product innovation, intelligent automation, and next-generation digital capabilities as carriers invest in the future of annuities. USAA expands its relationship with Zinnia, launching new annuity products on the platform.
Read more →
Zinnia's Zahara Policy Admin System Adds FIA Chassis to Product Library
Zinnia expands Zahara's product library with a pre-configured fixed indexed annuity chassis with GLWB support, enabling carriers to launch a FIA in under 3 months.
Read more →
Welcoming Life Product Solutions Group to the Zinnia Team
We recently announced the acquisition of our long-time partner, Life Product Solutions (LPS) Group, to accelerate the delivery of Zahara by Zinnia, our system of record software, and speed to market with Open Insurance Experiences for our clients. Zinnia and LPS Group have been working together for more than 16 years, making this acquisition a natural next step in our partnership.
Read more →
Security Benefit Introduces Blueprint Annuity with 3- and 5-Year Horizons Providing Broad Planning Flexibility
Advisors can now craft an accumulation strategy for clients around a predictable floor and ceiling via Blueprint's guaranteed caps and fixed rates. Blueprint Annuity is powered by Zinnia's insurance technology platform.
Read more →
Zinnia Drives Industry-Wide Shift to Open API Standards for Annuities
IRI approves four in-force transaction APIs built on Zinnia's Enterprise API framework, establishing a shared modern foundation for annuity servicing across carriers and distributors.
Read more →
Zinnia Announces Major Cloud Migration Milestone to Support Processing of Over 55% of Digital Annuity Sales in U.S.
Zinnia, a leading life and annuity (L&A) insurance technology company, today announced a significant technology milestone: the migration of Zinnia’s core order entry solution, AnnuityNet, to Amazon Web Services (AWS). Zinnia processes over 55% of annuities submitted by the bank and broker-dealer community in the U.S., now running on AWS infrastructure.
Read more →