Compare products. Show potential outcomes. Carry the case forward. Use VitalQuote for life insurance quoting, VitalAnnuity for annuity rate comparison, and WinFlex for multi-carrier life insurance illustrations. Supported integrations help reduce re-entry as a life case moves into an application.
Step 1 of 3
FIND YOUR PATH
Step 1 of 3
FIND YOUR PATH
Compare participating carriers’ products, prepare client-ready material, and choose the next step for the case. Comparison tools present carrier-supplied information; they do not rank or recommend a product. The advisor and their firm own the product decision, and availability varies by carrier and state.
LIFE INSURANCE QUOTING
Compare participating carriers’ term and guaranteed universal life products side by side with the detail an advisor needs to evaluate the options. The tool presents the comparison; the advisor makes the call.
ILLUSTRATIONS
Run multi-carrier illustrations using carrier-approved illustration inputs, logic, and formats, where applicable, from shared case data and carry the result into life order entry.
ANNUITY RATE COMPARISON
Compare carrier-supplied rates and product information across fixed, indexed, and variable annuities in one view, with direct access to product form PDFs. VitalAnnuity supports rate comparison; this is distinct from generating an annuity illustration.
Start with the products your advisors compare, the carrier workflows they use, and the information that needs to reach the application. Evaluate these four areas together before choosing how to connect the tools.
Can advisors compare more than the headline premium or rate? VitalQuote presents term and guaranteed universal life premiums, features, riders, surrender charges, and health questions. VitalAnnuity brings carrier-supplied annuity rates, product information, and form PDFs into one comparison workflow.
Which carriers and products fit a shared workflow? WinFlex supports multi-plan comparisons using carrier-approved illustration inputs, logic, and formats, where applicable. Confirm coverage for the products and states your advisors serve.
Which fields reach the next step? Captured client data can pass from VitalQuote into WinFlex, and supported illustration data can carry into LifeSpeed. Field coverage depends on the carrier, product, and integration.
What access and oversight does your firm need? WinFlex supports permissions, product-access controls, and illustration-history review. Distributors and BGAs can evaluate these alongside their advisors’ carrier mix; carriers can assess how their illustration workflows fit.
A life insurance case can begin with product comparison in VitalQuote, continue into illustration work in WinFlex, and move into an application in LifeSpeed. Captured client data can pass from VitalQuote into WinFlex, and supported illustration data can then carry into LifeSpeed. Which fields carry forward depends on the products, carriers, and integrations in use.
Review participating carriers’ term and guaranteed universal life products in VitalQuote, including premiums, riders, and health questions.
Produce client-ready comparison forms and PDF outputs for presentations and case files.
Captured client data can pass into WinFlex to reduce re-keying as supported illustration work begins.
Run multi-carrier illustrations through supported carrier workflows, then save and share the case.
Carry supported case and illustration data into life insurance order entry, with field coverage determined by the integration.
Connect client and case context with the workflows before quoting and after illustration. Explore the related capabilities that fit your operating model.
Carry supported case and illustration data into the application workflow.
Bring producer, client, household, and opportunity context into the sales process.
Move completed life application data from order entry into underwriting and case orchestration.
A quote helps an advisor compare premiums and product features. An illustration shows how product values and benefits may develop over time under specified assumptions. VitalQuote supports term and guaranteed universal life comparisons; WinFlex supports multi-carrier illustration workflows. Annuity rate comparison in VitalAnnuity is a separate capability.
It means working on illustrations across participating carriers from shared case data. WinFlex uses carrier-approved illustration inputs, logic, and formats, where applicable, through supported carrier workflows. Available products and capabilities vary by carrier and state.
VitalQuote can pass captured client data into WinFlex, and WinFlex can carry supported case and illustration data into LifeSpeed for life insurance order entry. Which fields transfer depends on the carrier, product, and integration; not every field or step transfers automatically.
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Talk with Zinnia about the products you compare, the illustrations your advisors need, and the data you want to carry into applications. Explore how VitalQuote, VitalAnnuity, and WinFlex fit those requirements. Zinnia provides the technology; the advisor and their firm own the product decision.
