Quoting helps advisors narrow the options. Illustrations help them understand how a product is designed to perform over time. Zinnia connects those decisions to the next step, so selected case data can carry forward through supported integrations and reduce re-entry when the application begins.
Quotes and illustrations are often grouped together because they sit next to each other in the sales process. They are not interchangeable. The buyer should be able to see which job each capability performs and how the handoff works when a case moves forward.
LIFE INSURANCE QUOTING
Compare participating carriers’ term and guaranteed universal life products side by side with the detail an advisor needs to evaluate the options. The tool presents the comparison; the advisor makes the call.
ANNUITY RATE COMPARISON
Compare annuity rates and product information, as provided by participating carriers, across fixed, indexed, and variable annuities.
ILLUSTRATIONS
Run multi-carrier illustrations using carrier-approved illustration logic from shared case data and carry the result into life order entry.
Compare the platforms on product depth, carrier-approved outputs, data quality, and what happens after selection. Comparison tools present carrier-supplied product data for evaluation; they do not rank or recommend a product, and availability varies by carrier and state.
Can users compare the details that actually matter to the choice, not only the headline premium or rate?
How many carriers and products can run through a consistent workflow? Look at whether outputs follow each carrier’s approved illustration formats, advanced case design, and the burden of maintaining separate carrier tools.
What happens after a product is selected or an illustration is complete? Where integrations support it, reusing client and case data reduces re-entry and rework when the application begins. Ask which fields carry forward for the carriers and products in scope.
BGAs, IMOs, broker-dealers, carriers, and advisor platforms need different permissions, integrations, and levels of control. The platform has to fit the operating model.
The process should move from client context to comparison, illustration, application, and underwriting with as little rebuilding of the case as the integrations allow. VitalQuote can pass captured client data into WinFlex. WinFlex can then carry supported illustration data into LifeSpeed for life insurance order entry. Which fields carry forward depends on the products, carriers, and integrations in use.
Client and household context assembled before any product comparison starts.
Term, GUL, and annuity options narrowed with the detail an advisor needs to evaluate the options.
Multi-carrier illustrations run from shared case data rather than separate carrier tools.
Supported case and illustration data moves into the application, reducing what has to be entered again.
Completed application data continues into underwriting and case orchestration.
Carry supported case and illustration data into the application workflow.
Bring producer, client, household, and opportunity context into the sales process.
Move completed life application data from order entry into underwriting and case orchestration.
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Zinnia connects life quoting, annuity rate comparison, multi-carrier illustrations, and application workflows so the case can keep moving once the advisor has selected a product. Zinnia provides the technology; the advisor and their firm own the product decision.
